Pre Settlement Lawsuit Loans

Receive Cash in as Little as 24 Hours!

Plus we're paying an extra $50 for every

funded client this Fall!
 

Shirley used us to get $7,500 on her

pending auto accident.

Ray used us to get $3,000 and $5,000

a couple of months later on his

slip-n-fall case.

Debra used us to get $12,500 on her

employment discrimination case.

And the list goes on and on…

Who else wants to get paid from their lawsuit, 

without waiting the months or maybe even

years it takes your case to finally settle?

Please read carefully:

Dear Friend,

If you are involved in a lawsuit and struggling financially, it does not have to be that way.  We can help you get the money you need NOW for:

Every single day we receive emails and phone calls from clients exactly like you, who are struggling financially and have some sort of pending or recently settled lawsuit.  In fact, more often than not, the lawsuit is the cause of your financial distress.  Especially for personal injury cases, such as auto accidents and slip-n-fall accidents, where the injury has caused a job loss and a loss of income.  Not to mention the medical problems, medical bills, pain, and suffering.  And despite surgery and physical therapy, many of our clients will never be physically the same and many are forced to change their careers, all due to an accident. 

Yet despite your tight financial situation, your landlord, your mortgage company, your credit card companies, and all your other creditors still expect you to pay all your bills and on time.  They do not care about your situation and do not want to hear any excuses.

The majority of people in your situation, because of their financial need, often instruct their lawyers to settle for whatever money they can get, as soon as possible.  The only light at the end of your tunnel, is the prospect of your case settling soon.

We however, have a much needed solution to this problem.  We advance money to people exactly like you, who have a pending lawsuit.  And you get the money way before your case will ever settle.  This gives you some financial breathing room and allows your lawyer to go after more money for your case.

For example, Ana recently called us for help getting enough money to stop a foreclosure on her home.  She was involved in a slip-n-fall case in a grocery store and due to her injury has not been able to work and therefore her bills were piling up.  Yes, we were able to advance Ana $5,000 in the nick of time to save her home from foreclosure.

Or take John, who called us from a pay-phone because his phone company has turned off his home phone and he is facing eviction.  John was struck by a commercial truck running a stop sign.  We are still working on John’s case, but I am hopeful we will be able to approve him for some money.

The point is, we understand your current financial bind and in many, many cases can offer you a much needed solution, cash NOW, before your settlement.

Plain and simple, what we can do for you:

We advance money to people with pending lawsuits.

Basically, you have nothing to lose and nothing to risk.  There are: no up-front fees, no credit checks, no employment checks, no monthly payments, pay us back only if you win your case, owe us nothing if you lose your case, and you have 5 business days to cancel any advance we do for you.  What more could you ask for?

For a free evaluation of your case and to request money now, with no obligations, click here.

And here's our Fall Special Bonus Program:

For every client we fund this Fall, we will provide the client an extra $50 bonus in funding!
 

Or learn more...


Will Your Case Qualify?

We have two basic requirements:

1. You must be represented by an attorney. No exceptions.
   
   

2. You must have an eligible case type, see tables below:
   
   
   

However, there are cases we can never fund, see the table below:

Additionally, we cannot do lawsuit advances for Worker Comp claims in the following states:

And starting August 28, 2008, we will begin accepting funding applications from clients and lawsuits in the State of Ohio.

If you have a pending lawsuit that is not listed above, an already settled lawsuit or structured settlement please contact us to discuss your options.

For a free evaluation of your case and to request money now, with no obligations, click here now and get some financial relieve.

Or learn more...


How the process works…

We will advance you about 10% of the value of your lawsuit.  For example, if your lawsuit is worth $500,000 we can advance you $50,000.  And you are not required to take the full approved amount. 

In the above example, if we approved you for $50,000, you could choose to receive 5 monthly payments of $10,000, or one lump sum of $50,000, or one lump sum of any amount $50,000 or less, etc.  It’s completely up to you.  We like to be flexible and work toward your specific financial needs.

Below is a list of how the Lawsuit Advance process works:

1. Complete an application.  This can be done on-line, over the phone, via fax, or even snail mail.  Click here to Apply Now.  Remember there is no costs for submitting an application.
   

2. We will follow-up with contacting your attorney.  We will need to review your case’s supporting case documentation.  Usually your attorney will fax or email this information to us.  For our most common case type, personal injury cases, here is a short list of what we like to review from your attorney:
   

1. Police Report, Collision Report, Traffic Report, Accident Report, etc.
   

2. Medical records relating to your accident and treatment
   

3. Proof of Defendant’s ability to pay a judgment, normally this will be insurance (The Defendant is the person your suing.)
   

3. Once we have your documentation, our underwriters will review your request for money.  Often our underwriters will need to call your attorney to verify information.  Our underwriters will either approve you or decline you.  This usually takes one day.
   

4. If approved, we will issue a contract and fax or email the contract to your attorney and you.  Both you and your attorney will need to review, sign the contract, and fax the contract back to us.
   

5. Once we have the completed contract, we will release your money, either by a wire transfer or an over-night check.  You choose which option works best for you.
   

       This whole process often takes 2 to 3 days to get your money from the first time you contact us.  Weekends can delay funding.  But the most common delay arises from your attorney not getting us the requested paperwork for review in a timely manner.

For a free evaluation of your case and to request money now, with no obligations, click here.

Or learn more...

What Every Client Wants to Know

What Will This Advance Cost Me?

Fees and Costs – The only negative aspect about this whole process…

In my experience, the biggest concern for clients: “what will this money cost me?”

Our money is expensive.  There is no other honest way to describe the cost of our money.  Yes we offer the lowest costs and most competitive rates within our industry, but our money is still expensive.

If you can get money from friends or family it will be more affordable.  Our money is more expensive than a traditional bank loan.  Our lawsuit advances are often priced similar to high interest rate credit cards.  However, unlike a credit card, our money has no monthly payments.

Our money is expensive because we are assuming all the risk of your lawsuit not paying out as hoped.  Remember if your lawsuit loses, you owe us nothing.  And we lose all the money invested in your case.  You risk nothing, we risk everything.

In general, our lawsuit advances will cost between 2% to 5% per month.  Note the rate will be fixed, it is not adjustable and not variable.  Your actual rate will depend upon your case type and the details of your case, including how experienced your attorney is.  Your actual “fee schedule” is always plainly disclosed in your contract. 

Occasionally a client will call us stating our money is expensive.  And we agree.  Remember, you are in control.  If we approve you for a lawsuit advance and you feel the fees are too high, you are always completely free to walk-away with no costs incurred to you.  Remember we have no up-front fees or costs.  No application fees and no credit checks.

And a key point of difference from our competitors…our competitors will never disclose their fee structure up-front.  We are different.  We want our clients and to be completely aware of the fees/costs involved.   In an effort to help educate you around this issue, below are two tables showing our standard fee structures.  The only “catch” here, is our fees are subject to change and your particular fee structure will be dependent upon your case’s unique circumstances.

Below is a table showing our typical pricing:

You’ll note in the above table, how fees will vary depending upon the case type.  This occurs because certain cases have a higher probability of success.  For example, auto accident cases are more easily settled than medical malpractice cases.  A reminder, your actual fees will depend upon your own unique situation.

            In addition to the above pricing, we also have an alternative pricing method available. Below is an example showing the pricing for a $5,000 lawsuit cash advance using this alternative pricing method:

The pay-off amount listed in the above table includes paying back the original $5,000 advance plus our fees.  Timing of the pay-off will depend upon when your lawsuit actually wins at trial or settles.  And a reminder, your actual fees will depend upon your lawsuit's own unique situation.

In addition, to the pricing tables above, there are two other fees which are common on most of our loans, advances, and contracts.

The first is a flat fixed “processing fee” of $250.  By a flat fixed fee, we mean this fee does not vary with the size of the advance.  For example, this fee would be the same for a $1,000 advance or a $100,000 advance.

The second fee common to our contracts is an “origination fee”.  This fee will vary by the size of the advance.  It typically is 15% of the advance amount to you the client.

However, keep in mind, with both of these fees you are not required to pay them up-front when we advance you the money.  These fees along with the advance amount are only paid-off when your case settles in the future, from your settlement proceeds, which your attorney will be responsible for disbursing.

We guarantee you the lowest rates in the Lawsuit Funding industry.  Please see our Performance Guarantee.  And as our Lawsuit Funding industry matures, it will become more competitive which in the end will drive fees down and benefit future consumers.

However, despite the costs, our Lawsuit Advances can do more than just relieve your immediate financial stress…As a Plaintiff (that’s you)  you may be up against a Defendant with deep pockets, who can strain your finances to the limit.  This is why insurance companies do their best to drag cases out for so long, because they know the longer you have to wait, the more desperate you’ll become, and the more likely you’ll accept a smaller offer.  (The Defendant is the party you are suing.)

A Lawsuit Advance will help you avoid feeling pressured to accept a settlement too early, for too little.

In effect, we level the playing field.  Defendants may have huge financial resources to mount their legal defense and now you can level the playing field with access to our money.  Lawsuit Funding buys you time by providing the money you need now. And it gives your lawyer more time to work on your case to get a bigger settlement or judgment at trial.

Request Money Now with our easy, quick, and free on-line application process.

Our Offer and Our Guarantee:

To be super clear, here is exactly what we are offering:

“Get paid cash based on the quality of your lawsuit in 7 days or less or I’ll pay you $50”

“Plus, you have 5 business days to cancel”

If approved by us and you accept our offer, you have the option to cancel the advance within 5 business days for whatever reason you may have.  That is your right and our promise to you.

Here’s the bottom line, you have nothing to loose, nothing to risk, and only the possibility of gaining some financial relieve.

On the other hand, if you do not request a free evaluation of your case, you have no possibility of receiving our risk-free money.

And in addition, here's our Fall Special Bonus Program: